Travel Insurance

Find here the reasons why you should buy travel insurance and where to get them! This article outlines the reasons why you should get it every time you travel.

If you are planning to travel abroad, or even just within the country, taking out travel insurance is strongly recommended. Travel insurance will provide you protection from medical costs, and it can also cover disruptions to your trip.

We created a chart of the top travel insurance for you to choose from.

Why is it Important to Have Travel Insurance?

By getting travel insurance, you are basically covering yourself against the risks while traveling such as stolen or lost luggage, flight cancellation, and unexpected medical costs in another country.

A small medical emergency abroad could completely deplete your budget for your vacation. This is how getting travel insurance can give you peace of mind. If you are traveling to the United Kingdom, it would cost you £150 just to visit a general practitioner, and hospital bills are still not included which could run into millions. Travel insurance can also provide a level of protection against currency fluctuations.

Travel Insurance Coverage

A comprehensive travel insurance policy covers the following:

1. Losses incurred due to unforeseen cancellation of your trip
2. Emergency medical coverage
3. Death and disability cover
4. Stolen or lost luggage
5. Personal liability cover

But there are also premium policies that can cover damage to rented cars, or even business conflicts. There are too many options that can be included, but you will have to ask your travel insurance provider.

Premium policies are will generally range from 5% to 7% the cost of your trip, but the fees will vary depending on your medical history and your age. A lot of companies offer policies that will include coverage for children with no extra charge.

We strongly advise you not the buy travel insurance from your tour adviser. Here are the reasons why:

1. Travel insurance these travel agencies offer are not as flexible as you want them to be.
2. They will provide a lower amount of coverage.
3. It may only cover a small portion of your trip.
4. The coverage these agencies offer may be secondary and the insurance will only pay for your own private health.
5. May duplicate the coverage that you already have.

A lot of travel agents are not fully aware when it comes to an understanding the intricacies of travel insurance policies – they may overlook something important to you. Buying travel insurance from a travel agent may be easier or less expensive, but for the reasons we’ve listed, you should read into the details and compare multiple policies.

But if you still want to buy your insurance policy from your travel agency, just be sure to use a credit card. This way, you may be provided with protection against possible default of the operator.

Top 10 Travel insurance and Travel insurance websites

We ranked the best Travel insurance websites so that you can find what you need.

Last updated: 2022-11-28

Rank

Provider

Description & Features

Site

1

★★★★★

112 Data points

Travel Insurance - Compare and Buy Trip Insurance Online
Travel Insurance - Compare and Buy Trip Insurance Online
Travel insurance is important for travelers who need a solution to protect themselves from unexpected situations that could affect their travel plans, trip investment and health when traveling. In the last few years, travel insurance has become one of the most popular insurance products available, as it is extremely cost-effective.

2

★★★★★

104 Data points

Travel Guard
Travel Guard
Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.

3

★★★★★

96 Data points

InsureMyTrip
InsureMyTrip
Travel Insurance. Quote, Compare & Buy. Travel insurance protects travelers in case of emergency or interruption of a trip. You want peace of mind when you travel. With InsureMyTrip’s quote process, you can research, compare and buy an affordable plan today.

4

★★★★

89 Data points

Allianz travel insurance
Allianz travel insurance
Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company.

5

★★★★

82 Data points

Travel Insurance - AAA
Travel Insurance - AAA
Consider these AAA travel insurance options before your next trip: Trip cancellation or interruption insurance to protect you in the case of a canceled or interrupted trip due to an unforeseen event, such as inclement weather, illness, death, or the bankruptcy of a cruise or tour line.

6

★★★★

76 Data points

The Best Travel Insurance of 2019 | Reviews.com
The Best Travel Insurance of 2019 | Reviews.com
International travel insurance ensures that you’ll stay covered when traveling outside the country. While travel insurance is useful for traveling around the states — health insurance often doesn’t travel over state lines — it’s absolutely essential abroad.

7

★★★★

71 Data points

Squaremouth
Squaremouth
Voted the best travel insurance review and comparison site. Squaremouth helps travelers compare policies side-by-side to quickly find the best coverage for their trip. Use Squaremouth's comparison engine to search, compare, and buy travel insurance from every major provider.

8

★★★

65 Data points

Travel Insurance Coverage Tips by Rick Steves
Travel Insurance Coverage Tips by Rick Steves
By Rick Steves. Travel insurance can minimize the considerable financial risks of traveling: accidents, illness, missed flights, canceled tours, lost baggage, theft, terrorism, travel-company bankruptcies, emergency evacuation, and getting your body home if you die.

9

★★★

61 Data points

Travel Insurance Quotes – Compare Every Major Provider
Travel Insurance Quotes – Compare Every Major Provider
Squaremouth helps travelers find the best travel insurance for their trip for the lowest possible price. Use our comparison engine to search, compare, and buy policies from every major U.S. provider, with help from our multi-award-winning customer service department.

10

★★★

56 Data points

Travel Insurance - AIG Travel Guard - Travel Insurance
Travel Insurance - AIG Travel Guard - Travel Insurance
With a Travel Guard travel insurance policy, you'll have valuable coverage that travels with you and your family. We're America's leading provider of travel insurance plans and assistance programs and we're here to help you 24 hours a day, 7 days a week.

Travel insurance videos considered

We analyzed 1,085 hours of the most informative Travel insurance videos. These videos stood out the most:

Local Travel insurance near you

Aspire Down Under

441 Lexington Ave, Ste 806

STA Travel

722 Broadway, New York, NY 10003

Louis Peters

7709 5th Ave, Brooklyn, NY 11209

VFS Global Center France NYC

145 W 45th St, New York, NY 10036

Travendly

137 W 25th St, Fl 11

Allianz Insurance Company

1 Liberty Plz, New York, NY 10006

Allianz

75 Wall St, New York, NY 10005

AIG

175 Water St, New York, NY 10038

smarTours

545 8th Ave, Ste 2250

Useful Travel insurance Resources

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This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.