Renters Insurance Policies

Discover the best rental insurance policies available in today’s market. Learn more about the significant discounts that they offer today!

A lot of people now prefer renting rather than buying a home. Millions of these new renters are required to get renters insurance to protect their properties. And that’s why rental insurance is now becoming a thing. Learn more about this type of insurance in this article.

Who Benefits Renters Insurance?

Renters insurance is significant to have a peace of mind by protecting your valuables.

You wouldn’t believe how many people have mistakenly assumed that their landlord’s home insurance policy will cover their personal property. Most often than not, that is not the case. The federal government property insurance guide says that “if you are a renter, do not assume that your landlord carries insurance on your personal belongings.”

If you are renting an apartment or home right now, and you want to be sure that you’d get compensated in the event of an accident that destroyed your possessions, it is in your best interest to buy a renters insurance policy.

Every renter should get renters assurance, but these groups of people should be especially interested in getting the best renters insurance:

College Students

If you live a dorm or in a rental unit close to your school campus, there is a big chance that you will be covered by your parents’ home insurance or renters insurance policy. But things get a whole lot different if you rent a house or an apartment off-campus. That is why students who live off-campus should really consider getting the perfect renters insurance that will suit their needs.

Renters insurance for college students is cheaper than most home or renters insurance policies because they limit your coverage as a student to 10% of your parents’ personal property coverage.

But if you are renting a house off-campus, they must get your own insurance policy. The best way to find the perfect renters’ insurance company.

Young Professionals or Fresh Grads

Based on the research conducted by the National Multifamily Housing Council, almost one-third of apartments in the United States are being rented by someone who is under 30 years old.

While it might be true that your personal belongings, while you are in college, are not that valuable, that does not mean that you won’t make some living improvements after you graduate. Once you have joined the workforce full time, chances are you would start buying some furniture and appliances with the money you make. You would be buying your own TV, or you would upgrade your electronic devices. With these improvements, you might also want to move to a more beautiful place.

Renters insurance is not legally required, but a lot of property management companies that manage different complexes in big cities make renters coverage compulsory. Whether you are just taking the initiative, or it is included in the rental agreement, protecting your new material investments with a renters policy is a smart move.

Top 10 Renter insurance and Renter insurance websites

We ranked the best Renter insurance websites so that you can find what you need.

Last updated: 2023-03-27

Rank

Provider

Description & Features

Site

1

★★★★★

118 Data points

Renters Insurance - Get A Free Quote Today | GEICO
Renters Insurance - Get A Free Quote Today | GEICO
Renters insurance helps protect yourself and your belongings if you experience the unexpected. A landlord's insurance policy covers the building, but not your personal items. If you rent an apartment, condo, house, etc., you need renters insurance. Take the next step to protect what you care about by getting an affordable renters insurance ...

2

★★★★★

109 Data points

Get a Renters Insurance Quote Online & Buy Today - State Farm®
Get a Renters Insurance Quote Online & Buy Today - State Farm®
See the full list of things renter insurance does and does not cover. How Much Does Renters Insurance Cost? The average cost of renters insurance is quite affordable. Not only does the cost vary from company to company, but it also depends on the coverages and deductible you select. Ready to get a renters insurance quote started? First, utilize ...

3

★★★★★

101 Data points

Home - Renters Insurance
Home - Renters Insurance
Unlike some of the big name insurance companies, eRenterPlan makes getting the renters insurance coverage you need quick, easy and convenient. Get a quote in minutes - just apply online. We'll notify your community that you're covered, so you don't have to; Manage your policy from your computer or a mobile device

4

★★★★

93 Data points

Renters Insurance - Cheap Apartment Insurance - Assurant
Renters Insurance - Cheap Apartment Insurance - Assurant
Renters Insurance is one of the most effective ways to protect yourself and your belongings. Get a fast, free quote from a leading insurer now.

5

★★★★

86 Data points

Get Renters Insurance Quotes Online - Esurance Auto and ...
Get Renters Insurance Quotes Online - Esurance Auto and ...
Esurance renters coverage is not available in all states. In those states, Esurance Insurance Services, Inc. (California License #0G87829), offers, among other insurance products and services, the renters policies underwritten by member companies of the Homesite Insurance Group and Security First Insurance Company.

6

★★★★

80 Data points

Get Renters Insurance Now – Start Your Free Quote ...
Get Renters Insurance Now – Start Your Free Quote ...
Renters insurance is for anyone renting an apartment, condo, dorm room, house, etc. (if you're a landlord renting out a home, call 1-855-347-3939 for help with a specialized policy). If your landlord/complex requires insurance, just get a renters insurance quote online with us. We'll send proof of insurance to your landlord/complex and help you ...

7

★★★★

74 Data points

Renters Insurance Quotes - Nationwide
Renters Insurance Quotes - Nationwide
What is renters insurance? If you live in a rented apartment, condominium or home, you need to protect yourself, your space and your stuff. Some managed communities even require that you have a certain amount of renters coverage as part of your lease agreement.

8

★★★

69 Data points

Renters Insurance Quotes | Liberty Mutual
Renters Insurance Quotes | Liberty Mutual
Renters coverage protects your personal belongings and valuables from the unexpected. Landlord policies cover the property itself, but you’ll need your own policy to protect what’s inside your apartment. Learn more and get a quote.

9

★★★

64 Data points

Renters Insurance - Rental Property Insurance | Allstate
Renters Insurance - Rental Property Insurance | Allstate
Even with renters insurance, you may want to look at more policies to further protect the things you own and guard against the unexpected. Your agent can help guide you through the details so you can make choices that fit your needs.

10

★★★

59 Data points

Renters Insurance from $10/Month | Square One
Renters Insurance from $10/Month | Square One
For as little as $10/month, you can get personalized renters insurance from Square One.Get an online quote in 5 minutes or call 1.855.331.6933 to speak with a licensed agent.

Renter insurance videos considered

We analyzed 1,141 hours of the most informative Renter insurance videos. These videos stood out the most:

Local Renter insurance near you

Allstate Insurance: Kelly Qu Agency

50 E 42nd St, Ste 513

Gotham Brokerage

75 Maiden Ln, Ste 804

EK Insurance

99 Wall St, Ste 1234

Kate Rhee - State Farm Insurance Agent

315 Fifth Ave, Ste 1004

Allstate Insurance: Brian Boyd

8 W 38th St, Rm 1001

Max J Pollack & Sons Insurance Agency

682 Union St, Brooklyn, NY 11215

A Matin Insurance

3002 Steinway St, Astoria, NY 11103

Brock Barrett - State Farm Insurance Agent

1560 Broadway, 10th Fl, Ste 1008

Robert L Stevenson II - State Farm Insurance Agent

850 7th Ave, New York, NY 10019

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