Credit Repair Companies

How does credit repair companies work? How can it help you with your debts? Discover the answers in this article now!

Credit repair companies are here to help us remove negative items from our credit reports.

If you have bad credit reports, it might be hard to qualify for a credit card, or even rent an apartment. And that is why credit repair companies are here. But how can you choose the right company for your debts? Learn about the top credit repair companies today!

What are Credit Repair Companies?

Credit repair companies can help with the process of disputing your credit accounts when you become frustrated to continue on your own. And when you are in-debt, hiring a credit repair professional will cross your mind.

Having a bad credit report can make your life harder. Something as simple as getting a mobile phone is almost impossible. Most of the stores might require a credit check before they give you a pricey smartphone.

Renting an apartment can be a struggle as well. There are numbers of landlords will check your credit first before they let you lease their place to make sure that they would not have a hard time to collect your monthly rent.

Having bad credit is really hard. It is like a financial death sentence.

But if you find yourself in the middle of a credit mess, you might want to consider getting a credit repair service. It is one of the most popular ways to rebuild your credit.

Which Items Are Most Likely to Be Disputed?

If you want to have a successful credit repair, you must know first what to expect from this process before you get started. If you get into it without fully understanding what you will accomplish, you might get disappointed with the result at the end. Having a realistic expectation can go a long way in this kind of service.

Since the credit repair process is designed to ensure your credit reports are accurate, the types of items that can be removed through credit repair are inaccurate. Here are some items that can be removed through credit repair:

1. Erroneous Items – This is one of the easiest types of things that can get disputed. This can cover basic errors like spelling mistakes or incorrectly reported amounts that can cause confusion.

2. Old items – This is another example of item that can be easy to fix or dispute. You might not be aware, but most of the negative items can only remain on your credit report for a certain amount of time before they can be removed. Once these items hit their max age, they should be removed from your report automatically, or you can file a dispute to have them removed.

3. Fraudulent Items – If you have been a victim of online phishing or identity theft, you could wind up with fraudulent accounts on your reports.

When considering credit repair, be sure to check all of your credit reports. The companies we have listed above will surely help you with your debt problems.

Top 10 Credit repair and Credit repair websites as ranked by people like you

The Community ranked the best Credit repair websites so that you can find what you need. Help improve the ranking by voting too.

Last updated: 2023-09-18

Rank

Provider

Description & Features

Site

1

422

Credit Repair Services - CreditRepair.com
Credit Repair Services - CreditRepair.com
Our credit repair services help to fix your credit report. Call CreditRepair.com for a free consultation today.

2

391

Credit Repair: How to “Fix” Your Credit | Experian
Credit Repair: How to “Fix” Your Credit | Experian
*Credit score calculated based on FICO ® Score 8 model. Your lender or insurer may use a different FICO ® Score than FICO ® Score 8, or another type of credit score altogether. Learn more.. Our Editorial Policies: The information contained in Ask Experian is for educational purposes only and is not legal advice. Opinions expressed here are author's alone, not those of any bank, credit card ...

3

362

Credit Repair: How to Help Yourself | Consumer Information
Credit Repair: How to Help Yourself | Consumer Information
You see the ads in newspapers, on TV, and online. You hear them on the radio. You get fliers in the mail, email messages, and maybe even calls offering credit repair services.

4

335

Credit Repair: Services & Options to Help Fix Your Credit ...
Credit Repair: Services & Options to Help Fix Your Credit ...
Here’s a good example of when a reputable credit repair service can help you do something you may not be able to accomplish yourself. If you have a collection account that’s been sold to a few different debt collectors, it can appear on your credit report multiple times.

5

310

Credit Repair Services | Lexington Law
Credit Repair Services | Lexington Law
Credit repair. Lexington Law is here to help you meet your credit score goals. Our credit repair services can you help you work to remove the inaccurate or unfair negative items listed on your credit report.

6

287

How to Repair Bad Credit - thebalance.com
How to Repair Bad Credit - thebalance.com
Jose Luis Pelaez / The Image Bank / Getty Your credit utilization, a ratio that compares your total debt to total credit, is the second biggest factor that affects your credit score.It's 30% of your score. The higher your balances are, the more it hurts your credit score. Having maxed out credit cards costs precious credit score points (not to mention costly over-the-limit fees).

7

266

How We Work to Repair Your Credit Score - CreditRepair.com
How We Work to Repair Your Credit Score - CreditRepair.com
CreditRepair.com works to ensure that your credit scores and credit reports are in your own hands. By law, information reported about you to credit bureaus must be fair, accurate, relevant, substantiated and verifiable.

8

246

Best Credit Repair Companies (Updated Reviews for 2019)
Best Credit Repair Companies (Updated Reviews for 2019)
Summary . Get a free personalized credit consultation from CreditRepair.com, a credit repair company that has been in business since 1997. This budget-friendly option has monthly plans of $49.95 including TransUnion credit monitoring for no extra charge.

9

228

Members Site | Credit Repair.com
Members Site | Credit Repair.com
When you're here, there and everywhere. Your credit repair status app is with you.

10

211

Credit Karma
Credit Karma
Credit Karma offers free credit scores, reports and insights. Get the info you need to take control of your credit.

Credit repair videos considered

We analyzed 4,072 hours of the most informative Credit repair videos. These videos stood out the most:

Local Credit repair near you

Credit Glory Credit Repair

234 5th Ave, Ste 200

Credit Pro Repair

195 Plymouth St, Fl 2

Credit Refresh

Brooklyn, NY 11223

Credit Repair Plus

1642 Coney Island, Brooklyn, NY 11230

Pinnacle Credit Repair

275 5th Ave, Ste 704

Gold Coast Credit Services

118-35 Queens Blvd, Ste 400

Funding Geeks

New City, NY 10956

Credit Jack

100 Church St, New York, NY 10007

ECG Debt Settlement & Credit Repair

30-97 Steinway St, Ste 205

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This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.