Credit Card Processing Services

See the updated comparison of the top Merchant Services on today’s market!

Almost every business needs to be able to accept credit and debit cards, but it can be difficult for these businesses to choose a credit card processing company. There are different factors to consider, such as how much they will have to pay, how long the contract will be, the hardware that they will need, and if they really want to accept credit cards in-person, or online.

To help you find the perfect merchant services for your company, we created a comparison chart of the top credit card processing services in the industry. Check it out.

Is Credit Card Processing Service Really Important?

Credit card processing services are essential to most businesses because the majority of consumers expect them to accept credit cards. While credit and debit cards are very convenient for your customers, it can be a little frustrating for business owners. This type of service is an additional expense for business owners, that is why it is essential to choose the top credit card processing service that can provide your business the service you need at the best possible price with low fees and flexible terms.

Credit card processing can be a little confusing and expensive since it involves many parties like banks, credit card networks, and the credit card processing company itself. It consists of a lot of party in every transaction you will process.

How Much Does Merchant Services Cost?

If you have a new business and need this service for your business, you must know the correct price of the service you’d be getting. Here are some steps to ensure you that you are getting the best price on your credit card processing service:

1. Review Your Statement Each Month

It is crucial that you review your statement every month because credit card processing contracts don’t always include pricing guarantees, so it is essential to monitor your statements to know what is going on with your account. You must regularly review your rates and fees, so you know what to expect to pay on the processing service every month.

2. Request a Review on Pricing

If you have an established merchant and you want to know if you can avail it for lower fees, you can request a pricing review to see if you qualify for lower pricing.

3. Request for Interchange-plus Pricing

If you currently have a tiered-pricing plan, you can ask your processor if it can switch your account to interchange-plus pricing. A lot of credit card processing service providers will allow you to change to a different pricing model so that you can see which pricing model works well with your business. If you’re going to do this, make sure to inquire if the new plan will trigger any different fees.

4. Ask Your Service Provider If Fees Can be Waived

As we have mentioned, some fees can be negotiable. It may be possible for your rep to waive these fees. They can do this especially if your business is seasonal.

5. Renegotiate Your Rates

If you have been with your credit card processor for more than a year, then you could consider looking for a different processor to see if the rates that your current processor are still competitive. Just like in insurance, it is beneficial to take the time to look for other better deals every 2 years. This is essential especially if your current processor’s rates have increased.

If ever you find better pricing from another credit card processor, then do not hesitate to contact your rep to see if they are willing to renegotiate your rates.

Top 10 Credit Card Processing and Credit Card Processing websites as ranked by people like you

The Community ranked the best Credit Card Processing websites so that you can find what you need. Help improve the ranking by voting too.

Last updated: 2024-07-15



Description & Features




The Best Credit Card Processing Services for 2019 |
The Best Credit Card Processing Services for 2019 |
Finding the right credit card processing service is crucial to any e-commerce operation. But with a myriad of payment options hitting the market, deciding which service will serve you best is ...



The 5 Best Small Business Credit Card Processing Companies
The 5 Best Small Business Credit Card Processing Companies
Trying to choose the best credit card processing company can be overwhelming. This is especially true when you are a new small business owner who has never even heard of a “merchant account” before — but the truth is that even seasoned CEOs can get dizzy while researching the payment processing industry. (Trust us, we’ve spoken to them.)



Credit Card Processing Company | Payment Processor | BluePay
Credit Card Processing Company | Payment Processor | BluePay
Mobile Credit Card Processing & Payment Solutions B2B, B2G, Enterprise, small and medium-sized — in every industry. We are a leading provider of technology-enabled credit card processing services, with expertise and experience in meeting the unique needs of all types of businesses.



Credit Card Processing - Merchant Services & Payment ...
Credit Card Processing - Merchant Services & Payment ...
Get easy credit card processing services and system for your business. has been one of the best payment processing companies, since 1998. Call now for quick and low cost payment solution.



Payment Processing: Accept Payments Anywhere | Authorize.Net
Payment Processing: Accept Payments Anywhere | Authorize.Net
Authorize.Net provides payment processing and payment management services to help businesses accept credit card and e-check payments online, at retail, with mobile devices and more.



Credit Card Processing - Accept Card Payments Anywhere ...
Credit Card Processing - Accept Card Payments Anywhere ...
Square helps millions of sellers run their business-from secure credit card processing to point of sale solutions. Get paid faster with Square. Sign up today!



Best Credit Card Processors 2019 - Business News Daily
Best Credit Card Processors 2019 - Business News Daily
To help you find the right processor, we researched and analyzed dozens of options. Here’s a roundup of our 2019 best picks for credit card processing companies and an explanation of how we ...



The Best Credit Card Processing Reviews of 2019
The Best Credit Card Processing Reviews of 2019
Credit card processing is a necessity for most businesses, because consumers expect you to accept credit cards as readily as you accept cash. While credit cards are extremely convenient for your customers, they can be a source of frustration and expense for you, which is why it's so important to choose the company that can provide credit card ...



Accept payments in person with ease using your computer and a broad range of optional devices, like card readers and PIN pads. Back Office Mail & Phone. Process your mail and phone payments online. Converge is ideal for recurring and installment payments too. Mobile



Credit Card Processing for Small Business & Self Employed ...
Credit Card Processing for Small Business & Self Employed ...
You credit card processing rate (usually per transaction) is the price you pay that covers transaction processing and sending your payments to your account. You’ll often pay a combined rate based on a percentage of the sale, plus a flat fee. This rate may bundle the fees of your merchant service provider, processor, issuing bank, and card ...

Credit Card Processing videos considered

We analyzed 1,871 hours of the most informative Credit Card Processing videos. These videos stood out the most:

Local Credit Card Processing near you

Bank Associates Merchant Services

413 86th St, Fl 2

Charles Juntikka & Associates , LLP

30 Vesey St, Ste 100

Be Awesome Not Broke

1208 Pacific St, Brooklyn, NY 11216

Credit Glory Credit Repair

234 5th Ave, Ste 200

Block Financial Resources

1123 Broadway, Ste 621

ABC Global Systems

350 5th Ave, Fl 59

Michelle Chmelar - Guaranteed Rate

New York, NY 10022

Ipayment Inc

126 East 56th St Tower 56, Fl 33

CrossCountry Mortgage

37 N 15th St, Ste 108

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This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.